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Privacy Policy

NOTICE UNDER THE PERSONAL DATA PROTECTION ACT 2010

The Personal Data Protection Act 2010 (the “Act”), which regulates the processing of personal data in commercial transactions, applies to Payex PLT (Company No. [LLP0003245-LGN]) (“our”, “us” or “we”).  For the purpose of this written notice (“Notice”), the terms “personal data” and “processing” shall have the same meaning as prescribed in the Act.


Consent

1.     This Notice serves to inform you that your personal data is being processed by us or on our behalf when you access our website at https://www.payex.io (“Website”), and/or use our products and services, and you hereby give your consent to the processing of your personal data.



Description of personal data

2.     We may collect a variety of your personal data including but not limited to your name, date of birth, Malaysian Identification Card number, passport number, e-mail address, address, contact number, income, bank account details including specimen signatures, race, nationality, gender, marital status, education and employment details and history including working experience and employer’s details, credit record (present or historical), source of income or financial circumstances, financial positions, activities or history including payment history and account activities, details of guarantors and legal representatives, litigation and criminal records, details and background of family members, other personal data you submitted to us through the Website, the App or otherwise and/or in connection with the use of the Website, the App or our products and services including IP address, and all other personal data we again collect from you on any subsequent occasion.



Purpose

3.     Your personal data is being or is to be collected and further processed for:

(a)   performing our pre-contractual and contractual obligation with you;

(b)   granting you access to the Website and/or the App and/or in connection with the use of the Website and/or the App;

(c)   assessing your application for any of our products and services;

(d)   verifying your financial standing through credit reference, credit, background and/or regulatory checks;

(e)   verifying and carrying out financial transactions in relation to payments you make online;

(f)     providing our products and/or services to you (or your company, if applicable) and/or in connection with our products and services;

(g)   communicating with you;

(h)   responding to your inquiries and resolving disputes;

(i)     conducting internal activities;

(j)     market surveys and trend analysis;

(k)    improving our services, content and advertising in the Website and/or the App;

(l)     providing you (or your company, if applicable) with information on our products and/or services, promotional offers and of our related corporations and business partners;

(m)  conducting other legitimate business activities;

(n)   complying with any legal or regulatory requirements; and

(o)   such other purposes directly related to the foregoing,


(collectively, the “Purposes”).
 

 

Source of personal data

4.     Your personal data is being or is to be collected:

(a)  from the cookies;

(b)  from your Malaysian Identity Card or passport;

(c)  from your bank statement;

(d)  when you register to have access to the Website and/or the App,

(e)  when you log in to or use the Website and/or the App;

(f)   when you contact our customer service centre;

(g)  when you submit your personal data to us for any of the Purposes;

(h)  when you use or sign up for our products and/or services; 

(i)   from public domains, credit reporting agencies, governmental departments and/or agencies, regulatory and/or statutory bodies, public registries, social media, publications and any such third party requested or authorized by you;

(j)   from your mobile device via the App;

(k)   from any communication between us through various means such as emails, letter, telephone calls and social media;

( l)  from all other personal data we again collect from you on any subsequent occasion; and

(m) from all other information that you may provide us from time to time.

 

Access to, correction of and limiting the processing of personal data

5.     You have the right to request access to and to request correction of your personal data and to contact us with any inquiries or complaints in respect of your personal data (including the possible choices and means for limiting the processing of your personal data or to cease or not begin processing your personal data for purposes of direct marketing) from:

E-mail address

Info@aboveace.com